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Most of the people that seek financial planning help today do so because there are too many choices, and the information that is available is overwhelming. As the world has become more complex over the years, so have our financial lives.
Unfortunately, the majority of the population spends more time planning their vacations then they do planning their future financial security. Most people have good intentions, but usually have no idea if what they own is right for them. Many times, things are set up or decided without regards to how it would fit the overall picture...
Although our society places an enormous value on the ability to make money, very little time is spent teaching us what to do with it once we have it. Because of this, confusion, stress and procrastination are usually the end result.
WE UNDERSTAND! After working all day, you don't have the time or the desire, to study tax laws, investment forecasts, and other essentials. Raising a family is more work than work itself. Where are you going to find the time to start a third full time job becoming your own money expert?
In declaring that "the first one now will later be last," Bob Dylan probably wasn't referring to portfolio management, but
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